Over 60% Doctors Warn of Severe Health Risks as AQI Crosses 200: TATA AIG Study

As air quality levels across Indian cities continue to fluctuate between “poor” and “severe,” a growing body of medical opinion suggests that the health impact of pollution is deeper and more long-term than commonly acknowledged. A nationwide study commissioned by TATA AIG, surveying over 400 doctors across multiple specialties, highlights mounting concern around India’s preparedness to deal with pollution-linked health risks.

The study finds that nearly three in four doctors believe deteriorating air quality is directly contributing to a rise in chronic health conditions, including respiratory disorders, cardiac complications, and reduced immunity across age groups. Over 60% of doctors surveyed believe AQI above 200 poses a significant health risk. They also note that prolonged exposure to poor AQI is no longer affecting only vulnerable populations such as children and the elderly, but is increasingly affecting working-age adults as well.

Doctors highlighted that pollution-related health issues often intersect with pre-existing issues, amplifying both medical complexity and treatment costs. Alarmingly, 78% of doctors surveyed said that high AQI levels worsen already existing chronic conditions (such as hypertension, cardiovascular disease, history of stroke, or diabetes) in patients. Moreover, two-thirds of doctors say patients underestimate the health impact of prolonged exposure to poor AQI.

The study also reflects a growing financial vulnerability. A majority of doctors indicate close to 95% of patients are financial unprepared to cover the costs of emergency hospitalization or ICU stay due to severe AQI-related illnesses.

The findings point to an urgent need for preventive action, early medical intervention, and financial preparedness to mitigate the growing health burden linked to poor air quality.

Commenting on the findings, Mr. Rajagopal Rudraraju, Head - Consumer Business Claims, TATA AIG General Insurance Company Limited said, “Air pollution has quietly evolved into a long-term health risk that extends well beyond seasonal discomfort. What this study underscores is not just the medical impact, but also the financial stress that often follows delayed diagnosis and prolonged treatment. Addressing emerging health risks requires a stronger focus on preparedness, early intervention, and long-term protection.”

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