Indonesia Drops Mandatory Co-Pay for Private Health Insurance

Indonesia’s financial regulator has canceled a plan that would have required policyholders to pay part of their private health insurance claims, citing concerns it would burden the public.

Under the new rules, effective March, policyholders can choose insurance plans that fully cover claims. Co-pay options will still be available but limited to 5% of the claim, or a maximum of 300,000 rupiah ($17.83) for outpatient care and 3 million rupiah ($178.25) for inpatient care.

The earlier rule, announced last year, aimed to control rising healthcare costs and prevent overtreatment.

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