On World Senior Citizens Day, Star Health and Allied Insurance Company Limited (Star Health Insurance), India’s largest standalone health insurer, announced that it has provided health cover to over 30 lakh senior citizens and settled claims worth more than ₹11,500 crore over the past 18 years. The milestone also highlights the success of its flagship Senior Citizen Red Carpet Policy, launched in 2007 as the first health insurance in India dedicated to those aged 60 and above.
With over 11% of India’s population now senior citizens, Star Health has played a key role in offering financial protection and healthcare access through products like Star Senior Citizen Red Carpet, Star Health Assure, Star Health Super Star, Star Comprehensive Insurance, and Star Family Health Optima. The company also offers the Elder Care program under its Star Flexi add-on, which provides emergency support, daily engagement activities, and concierge services for older adults.
Star Health’s wide hospital network of 14,500+ facilities ensures nationwide cashless care, covering everything from chronic conditions and planned surgeries to emergency hospitalisations. Select plans also extend home healthcare services, such as doctor visits, nursing, and physiotherapy, allowing seniors to access medical care from the comfort of their homes.
Anand Roy, MD & CEO of Star Health, said, “World Senior Citizens Day is a reminder of the respect and care we owe our elderly. At Star Health, our plans are designed not just to provide financial coverage but also dignity, peace of mind, and confidence in healthcare during later years.”
Entry age: 60–75 years (with lifelong renewals)
Sum insured: ₹1 lakh to ₹25 lakhs
No pre-insurance medical screening (except in select cases)
Covers day care procedures, modern treatments, and AYUSH systems
Home healthcare, outpatient consultations, and post-hospitalisation cover
Cashless hospitalisation across 14,500+ network hospitals
Flexible premium payments (quarterly, half-yearly, annual)
Tax benefits under Section 80D
With India’s ageing population expected to rise, Star Health continues to invest in senior-focused health solutions powered by technology, innovation, and last-mile accessibility to ensure healthcare for the elderly remains seamless and stress-free.